Atonement as a Liberation for African American Christians

Atonement as a Liberation for African American Christians Shirley Mitchell Can the gospel message of the Atonement have a liberating message for all African-American Christians? Is there really power in the blood? JoAnne Marie Terrell in her exposition explored the meaning of the cross, sources of suffering and sacrifice from the beginning of Christianity through modern times and it is written by an African-American feminist who has suffered both abuse and oppression as a black woman.[1] (J. M. Terrell 1998). JoAnne Marie Terrell, Power in the Blood examines in her exposition the historical exploration of the meaning of the Cross and the impact it has towards the identity and history of African-Americans. From her introduction, she interprets the evil and suffering in which black theology approached the issue of the atonement and the cross. She identifies the various devices such as Negro spirituals, those oppressed in slavery, biblical texts, and other writings which conveyed both positive and negative experiences of African-Americans. She crafted her own observations by beginning with her own remembrance of the cross from slave narratives and other sources bringing them together while linking them with that of the character of Celie in the Color Purple, with the description of God echoing her own: He big and old and gray-bearded and white. He wears white robes and goes barefooted.[2] (Terrell n.d.). The Christians have always placed the great emphasis of Jesus death on the cross, though theologians often are at odds on how to interpret The Crucifixion. Many grapple with the images of torture and abuse, the suffering, and abandonment that Jesus endured while on the cross. Those of us as theologians and who study Christianity often attempt to define Gods nature by explaining Jesus final line, my God, my God, why have you forsaken me, (Matt 27:46, Mk 15:34). One may question, Did God actually forsake Jesus? The divine and human nature of Jesus were never separated. Yet, it is clear, that His fellowship with the Father was temporarily broken as He took the sins of the world upon Himself. Jesus used the words of Psalm 22, which begins with David affirming his conviction that God was in control. With the sins of the world upon him, Jesus felt the agony of separation from his Father. At times, we may feel alone, abandoned or rejected but we should remember Gods promise: Never will I le ave you; never will I forsake you (Heb 13:5). Today our social conditions continue to compel women to accept surrogacy roles. Both African-Americans and other ethnic races continue to labor as domestic workers and are often subjected to modern-day indentured servitude by our white employers. While our black men are being incarcerated at a rate 9.6 times that of white men, leaving the women to take on the role of both mothers and fathers to their children. Convinced by our churches teaching that suffering is a virtue, African-American women remain trapped in sexually, mentally, and physically abusive relationships. They are told in some of our churches to pray for them and faithfully bear their crosses. They identified with Jesus, writes Jacquelyn Grant of black women in slavery, because they believed that Jesus identified with them. As Jesus was persecuted and made to suffer undeservedly, so were they. His suffering culminated in the Crucifixion. But Jesus suffering was not the suffering of a mere human, for Jesus was understood to be God incarnate.[3] (Grant 1993, 281). Since crucifixion was a curse from God (Deut 21:22-23), the act was particularly heinous to Jewish people and what has become so despicable among us has become the instrument of our salvation. Jesus previously instructed his disciples to take up their crosses and follow him (Matt 16:24). Demetrius K. Williams finds redemptive meaning in Jesus crucifixion and how the cross sparked the formation of our religious community with an allegiance to Christ. This fellowship breaks down race, gender, and class distinctions that separate people in the larger society, and it unifies all who proclaim Christ crucified.[4] (Williams 1993). Jesus crucifixion affirmed their faith in their understanding of the saving work of Christ. It depicts all that Jesus endured overcoming evil and set believers free. For Christians, it demonstrates Gods love towards the world and our instructions that we must love God, our neighbors, and our enemies, as well as, the punishment we deserve as sinners which Jesus suffered in our place. Jesus was wounded for our transgressions, crushed for our iniquities; by His wounds, we are healed. (Isaiah 53). From the similarity during slavery, lynched bodies and Jesus body on the cross, to crosses being burned on peoples lawns, the cross has always been a source of tension in black history. Nevertheless, the cross offers our communities faith, hope, and surviving power. By appropriating Jesus Crucifixion with African-American histories in mind and the deep faith in Jesus and the biblical witness in their hearts, black theologians and feminists free the cross for redemption. It symbolizes the suffering a person may have to endure who chooses to place Christ and his kingdom first in their lives and in doing so, they renew its liberating power for other suffering and abused persons living as the least of these in society today. The Crucifixion of Jesus proclaims that love is more powerful than hate and Jesus invites us to put our trust in Him, even in the face of evil, suffering, and oppression. Therein lies the power of Jesus Cross saving power. [1]Terrell, JoAnne Marie. Power in the Blood? The Cross in the African American Experience. Eugene: Wipf and Stock Publishers, 1998. [2]Terrell, Joanne Marie. Strange Fruit: JoAnne Marie Terrells Power in the Blood. http://frjody.com/writings/seminary/strange-fruit-joanne-mari. [3] Grant, Jacquelyn. Womanist Theology: Black Womans Experience as a Source for Doing Theology, with Special Reference to Christology, in Black Theology: A Documentary History, ed. Maryknoll: Orbis Books, 1993. [4] Williams, Demetrius K. Identifying with the Cross of Christ, in the Passion of the Lord, ed. Maryknoll: Orbis Books, 1993.

Awareness of k+12 Essay

Rationale â€Å"Change is avalanching down upon our land and most people are utterly unprepared to cope with it†, states Alvin Toffler. In most countries today, changes are happening so fast that we are at times unable to preserve relevant cultural aspects and values. In the field of curriculum, change is and will continue to be, the factor for any educational undertaking. (Bauzon, 2002) In the new century, the educational environment is rapidly changing and the roles and responsibilities of the teacher s become demanding in the most part of the world. In our country today, the curriculum of our educational system has been revised to meet its demands. According to President Benigno S. Aquino, â€Å"We need to add two years to our basic education. Those who can afford pay up to fourteen years of schooling before university. Thus, their children are getting into the best universities and the best jobs after graduation. I want at least 12 years for our public school children to give them an even chance at succeeding† (www. google. com ). According to the K to 12 Deped Primer (2011), â€Å"K-12 means â€Å"Kindergarten and the 12 years of elementary and secondary education. † Kindergarten points to the 5-year old child who undertakes the standardized curriculum for preschoolers. Elementary education refers to 6 years of primary school (Grades 1-6) while secondary education means four years of junior high school (Grades 7-10 or HS Year 1-4). In addition to this, two years are now allotted for senior high school (Grades 11-12 or HS Year 5-6). Furthermore, the short duration of our basic education program puts Filipinos who are interested to either work or study abroad at a disadvantage. This is because other countries see our 10-year program as incomplete, which then, causes Filipino graduates to not be considered as professionals abroad. The first teacher of the children are their parents. They have a great role in the development of the young. They become part of the environment of learning at home. They follow-up the lessons of their children especially in the basic education. They sent their children to school to be taught, to be trained and to gain knowledge. Parents are supporters of the curriculum. They would like to get the best of his/her investment in education. They are willing to pay the cost of educating their child for as long as their children get the best learning or schooling experiences. They aims to have a children that has a bright future and a changed individual who is easily adjusted to his fast changing world. (Bilbao, p. 80) This study finds it important to research about the awareness of the k+12 curriculum in the parents of the grade 7 students. The parents of the Grade 7students ofCantilan National High School, Madrid National High School – Union Annex, and Surigao Del Sur State University Cantilan Laboratory High School are the respondents of this research. The programs offered by the University are on Level 1 and 2 and it is accredited by the AACUP. In as much as the data that will be gathered in this study will be very helpful to the curriculum experts, managers and administrators who play an important role in shaping the school curriculum and who are responsible in the formulation of the philosophy, vision, mission, and objectives. The result of this study could provide the needed information in formulating possible solutions for reactions of the parents of the grade 7 students of the CNHS, MNHS-Union Annex and SDSSU Cantilan Laboratory High School. Conceptual Framework As shown in figure 1, the first box contains all about the k+12 curriculum and level of awareness of the parents of the Grade 7 students about it. The middle box contains the independent variables which are the parents of the Grade 7 students of the CNHS, MNHS-Union Annex, and SDSSU Laboratory High School. The interaction of the independent and dependent variables is now the awareness of k+12 program in the parents of Grade 7. This is shown in box 3, the output of the study. INPUTTHROUGH PUTOUTPUT FIGURE 1. Schematic Diagram of the Research Paradigm Statement of the Problem This study aims to determine the awareness of k+12 curriculum among the parents of grade 7 students. This aims further how the k+12 curriculum affects the strategies of the teachers and what are the adjustment to prioritize. The main problem seeks to answer the following subsidiary problems. 1. What is the socio-demographic profile of the respondents? 1. 1. Age 1. 2. Sex 1. 3. Educational attainment 2. What is the extent of awareness of parents to the k+12 curriculum in terms of the following indicators? 2. 1. Features of the k+12 curriculum 2. 2. Assessment of the k+12 curriculum 2. 3. Advantage/benefits of the k+12 curriculum to the students 3. Is there a significant relationship between the socio-demographic profile of the respondents and the extent of awareness in the K+12 program in terms of : 3. 1. Features of the k+12 curriculum 3. 2. Assessment of the k+12 curriculum 3. 3. Advantage/benefits of the k+12 curriculum to the students Hypothesis: This study will test the null hypotheses at 0. 05 level of significance. Ho: there is no significant relationship between the socio demographic profile of the respondents and the extent of awareness of the k+12 curriculum. Significance Of The Study This study will benefit the following: Parents —The result of this study helps the parents of the grade 7 students to accept the changes in our educational system today and one of these changes is the k+12 program. Future Researchers—The result of this study will serve as their guide and help them to collect new ideas and information’s, if their study is interrelated with this study. The authors wrote simple words in every section of this book for the readers to understand easily. Scope and Limitations of the Study This study will cover the following limitations: Respondents. Parents of Grade 7 students in Cantilan National High School (CNHS), Madrid National High School-Union Annex and (SDSSU) Surigao del Sur State University-Laboratory High School. Location. The venue of the study is the Cantilan National High School (CNHS), Madrid National High School-Union Annex and (SDSSU) Surigao del Sur State University-Laboratory High School. Time Frame. The time frame within which the study will be conducted is during the school year 2012-2013. Definition of Terms Curriculum. Is a plan for what is to be taught in schools. Curriculum studies are a field of inquiry into how schools programs are developed, implemented, and evaluated. K-12 Curriculum. The program aims to uplift the quality of education in the Philippines in order for the graduates to be easily employed. It also aims to meet standards required for professionals who would want to work abroad. CHAPTER II REVIEW OF RELATED LITERATURE To give depth and meaning of the study at hand some related literature and studies taken from articles, books, magazines and periodicals, from different studies and papers read which have bearing on the study conducted and discussed. Related Literature Clearly our country’s ability to provide quality education for its people is hinged to its survival as well as its ability to compete in the global market and be a meaningful partner in the world affairs. (Philippine yearbook, 2003). Though our government created ways and means in order to uplift the quality education that we have, but still it is really a dilemma for every Filipino that our educational system is declining. With this, lots of changes went through, and the teachers as well as the learners are the primary concern of this. The gradual change in curriculum is one of the means to eradicate this decline. As Smithers (2003) said that, â€Å"it has been in contention that teachers should play a more pivotal role in all phases of curriculum-making from initial planning through development try-out, installation, evaluation and revision. More and more classroom teachers are being tapped to serve in school curriculum committees and task force. A perplexed teacher once observed that the curriculum is like a maze in his words â€Å"a complex situation involving a multiplicity of considerations that require profound study†. It is our contention that it is need not to be so stripped to its base essentials, curriculum making is surprisingly simple. (Bruner,2002) According To Bauzon (2002), â€Å"the aspirations of any ideals of any society serve as determinants of the educational system. The aspiration rises only to the level of its people’s aspirations. The most essential instrument in nation building which is education distills the goals in the society. In the school setting, each child learns much more than he is taught as part of the curriculum. Not all learning is the result of the planned experiences in the school. The curriculum of the school includes those experiences for which the school accepts responsibility. These curricular experiences are organized and promoted in order to acceptable objectives and needs of children may be responded adequately. They are planned sequentially so that many learners needs social, spiritual, emotional, intellectual and physical will be prepared. The viable curriculum is based on the recognition that maturation factors and experiential background conditions readiness to learn. Thus, the teacher provides new advices prior to the child’s level of development. (Gronlund,2004). Jerome Bruner emphasizes that here must be an emphasis upon reducing a subject to its fundamental ideas or structure. To grasp the structure of a subject, he argues, one must understand the relationship between facts and ideas which constitute the subject. Structure is important in teaching a subject because it permits a â€Å"massive general transfer† of learning. In short, it allows one to â€Å"learn how to learn†. Related Studies The department of education’s k to 12 program is one concrete response to reverse this steady decline and to move toward its goal of long-term educational reform and sustainable economic growth. The central feature of the k to 12 program is the upgrading of the basic education curriculum to ensure that learners acquire the relevant knowledge and skills they will need to become productive members of society. It seeks to introduce relevant skills development courses and special interest subjects that will suit the personality, strengths and career direction of each learner. (http://www. gov. ph/k+12) In the report of EFA(2002),†As early1925, studies have observed the in adequacy of the basic education curriculum. As one of the most well studied reforms, recommendations of either adding or restoring the grade or adding an extra year to basic education have been put forward. According to the different survey of the curriculum: Monroe survey (1925): secondary education did not prepare for life and recommended training in agriculture, commerce, and industry. Prosser survey (1930): recommended to improve phases of vocational education such as 7thgrade shop work, provincial schools, and practical arts training in the regular high schools, home economics, placement work, gardening, and agricultural education. UNESCO mission survey (1949): recommended the restoration of grade. Education act. Of 1953: under section3, mandates thatâ€Å"[t]he primary course shall be composed off our grades (grades I to IV) and the intermediate course of three grades (grade VTOVII). † Swanson Survey (1960):recommendedtherestorationofgrade7. Presidential Commission To Survey Philippine Education (PCSPE) (1970): high priority be given to the implementation of an11-year program; Recommended program consists of 6 years of compulsory elementary education and 5years of secondary education In one study conducted on the influence of standards on thek+12 teaching and student learning, teachers described in this research were actively pursuing alignment between the content they were teaching (at classroom level, we refer to this as â€Å" teaching curriculum† and the content measured by the various state test. (The Freeman Foundation2006). Based on the k-12 educators study tourprograms funded by theFreeman foundation the overseas programs of the Asian Studies Outreach Program (ASOP) is one element of amulti-pronged, statewide approach to introduce Asian studies in every Vermont school and buildthe leadership needed to support this goal. The overseas program for teachers, the equivalent of a three-hour graduate level course, places a heavy emphasis on content relevant to both the travelexperience and teachers’ curriculum. The program aims to: †¢ increase teachers’ awareness/cultural sensitivity and teachers’ comfort level in teaching about Asia through direct experiences with Asian people, history, and culture; †¢ enhance the quality of teachers’ classroom instruction through increased knowledge ofAsia; †¢ encourage curriculum revision to build a sustained cross-discipline presence for Asia in grades K-12; and †¢ build the capacity of teachers to lead the efforts to include Asia in the curriculum. In selecting participants, ASOP considers areas of the state where participation in the overseas program could introduce or strengthen Asian studies. In addition, ASOP looks at the level ofadministrative commitment and the availability of teams of teachers from a school or district. CHAPTER III RESEARCH METHODOLOGY This study will use the descriptive survey method appropriate for profiling the variables of this research. Research Environment As one of the municipalities of Surigao Del Sur, Cantilan is located in the Northeastern area of Mindanao and part of the CARAGA region. it has a qite large and plain are about 10,575 sq. km. facing the pacific ocean on theeasternpart. almost40,000 people comprises the 17 barangays in which the livelihood is mostly derived from agriculture, aquaculture and income of the professionals . as theoldesttownintheprovince of surigao del sur it is the cradle of all the five municipalities. Being centered in education, Cantilan has a lot of schools to be proud of. Among of this are the Madrid National High School-Union Annex,Surigao Del Sur State University and Cantilan National High School. Although Sdssu-Cantilan concentrate for the tertiary education yet it offers a secondary in which they called as the laboratory high school with its limits to100students as of scoolyear2012-2013. on the other hand,thecantialn national high school offers 3 curriculum the ESEP,SPA,and RBEC with 2000 students as its latest enrollees . as an institution of higher learning ,both the schools are known in uplifting a quality education and promoting the growth and development of the students inconsonance with the national development towards quality education. Fig. 2 presents the map of Surigaodel Sur where Municipality of Cantilan is located. Research Design This is a descriptive evaluative or assessment study appropriate for profiling the variables of research which intends to know the level of awareness among parents of the Grade -7 students under K-12 program of Madrid National High School- Union Annex, Cantilan National High School, and Surigao Del Sur State University- Laboratory High School. The data that to be gathered will be recorded, organized, and interrupted in view of the objectives set in the study. Research Respondent This study is confined to all the parents of grade-7 students in Madrid National High School- Union Annex, Surigao del Sur State University-Laboratory High School and Cantilan National High School in the school year 2012-2013. Table 1. Distribution Of The Respondents School Number of grade 7 parents/guardians Number of respondents MNHS-UA 23 11 SDSSU-Lab. H. S. 24 12 CNHS 40 20 TOTAL 87 43 Research Instruments A self made questionnaire is purposely made for the study. It contains two parts. The first part contains the Profile of the parents. These include the name, age, educational attainment, occupation, and monthly income. The second part contains the different questions with regards to the k+12 program. Research Procedures Gathering of Data. The questionnaires will be given to the parents of the Grade 7 students of Madrid National High School- Union Annex, Cantilan National High School, and Surigao Del Sur State University. Statistical Treatment. The following formulas will be used in this study: 1. Weighted Mean This is used to determine the Socio-Demographic Profile of the parents interms of age, educational attainment and occupation. Likewise, weighted mean is to be applied to determine the acceptability of the k+12 program among the parents of the Grade 7 students of Madrid National High School- Union Annex, Cantilan National High School, and Surigao Del Sur State University. 2. Simple Percentage Computation This is used to determine the percentage of the respondents. 3. Pearson Chi-Square This is used to determine if there is a significant relationship of the respondent’s socio-demographic profile and the extent of awareness of the k+12 curriculum. CHAPTER IV PRESENTATION, ANALYSIS, AND INTERPRETATION OF DATA This chapter presents, analyzes and interprets the data gathered from the questionnaire to the concerned respondents. This chapter shows the significant relationship between the socio-demographic profile of the respondents and the extent of awareness of the k-12 curriculum. Relationship Between The Socio-Demographic Profile Of The Respondents And The Extent Of Awareness Of The K-12 Curriculum This section analyzes the result of the respondents’ socio-demographic profile and the extent of awareness of the k-12 curriculum. TABLE 2:Relationship of Respondent’s Age and Extent of Awareness in Terms of the Features of the K+12 Curriculum Features of the curriculum X2 a. The number of years in the basic education is increased up to 13 years including Kindergarten. 12. 481 b. The students â€Å"will graduate twice† because they will earn two certificates: one for completion of the DepEd subjects at Grade 10 and the other for finishing the technical skills subjects integrated into the curriculum. 14. 336 c. New subjects taken by your student Agrarian Reform, Family Planning, NSTP, Philippine Constitution, Physical Educ. , Population Educ. , Rizal and Taxation. 8. 568 d. There are specializations in Science and Technology, Music and Arts, Agriculture and Fisheries, Sports, Business and Entrepreneurship. 8. 881 e. Opportunity to take courses like Internet and Computing Fundamentals, Technical Drawing, Home Management/ Housekeeping, Cooking/ Food Processing, Electrical Installation and Maintenance, Dress Making/Tailoring, Carpentry, Crop Production, Animal Production and Care giving. 6. 790 f. Mother tongue is used as a medium of instruction for Grades 1 to 3. 7. 830 g. Strong collaboration of CHED, TESDA and DOLE in training the Senior High School students. 6. 567 MEAN 9. 3504 X2; DF= 6 12. 592 The table shows the computed X2 in every features of k-12 curriculum in terms of age. The degrees of freedom is 6 and the mean of the computed X2 is 9. 3504, since the mean computed value is lesser than x2 at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ age is independent with the extent of awareness in terms of the features of the k+ 12 curriculum. TABLE 3:Relationship of Respondent’s Age and Extent of Awareness in Terms of the Assessment of the Curriculum The table shows the computed X2 in every parts of the assessment of the curriculum in terms of age. The degrees of freedom is 6 and the mean of computed X2 is 9. 7606, since the mean computed value is lesser than x2 at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ age is independent with the extent of awareness in terms of the assessment of the k+ 12 curriculum. TABLE 4:Relationship of Respondent’s Age and Extent of Awareness in Terms of the Advantages/Benefits of the K+12 Curriculum to the Students The table shows the computed X2 in every advantages to the students in terms of age. The degrees of freedom is 6 and the mean of computed X2 is 8. 6699, since the mean computed value is lesser than x2 at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ age is independent with the extent of awareness in terms of the advantages/ benefits of the k+ 12 curriculum to the students. TABLE 5: Relationship of respondent’s sex and extent of awareness in terms of the features of the k+12 curriculum Features of the curriculum X2 a. The number of years in the basic education is increased up to 13 years including Kindergarten. 5. 239 b. The students â€Å"will graduate twice† because they will earn two certificates: one for completion of the DepEd subjects at Grade 10 and the other for finishing the technical skills subjects integrated into the curriculum. 4. 143 c. New subjects taken by your student Agrarian Reform, Family Planning, NSTP, Philippine Constitution, Physical Educ. , Population Educ. , Rizal and Taxation. 6. 131 d. There are specializations in Science and Technology, Music and Arts, Agriculture and Fisheries, Sports, Business and Entrepreneurship. 1. 325 e. Opportunity to take courses like Internet and Computing Fundamentals, Technical Drawing, Home Management/ Housekeeping, Cooking/ Food Processing, Electrical Installation and Maintenance, Dress Making/Tailoring, Carpentry, Crop Production, Animal Production and Care giving. 2. 168 f. Mother tongue is used as a medium of instruction for Grades 1 to 3. 3. 503 g. Strong collaboration of CHED, TESDA and DOLE in training the Senior High School students. 1. 946 MEAN 3. 4936 X2; df= 2 5. 991 The table shows the computed X2 in every features of the curriculum in terms of sex. The degrees of freedom is 2 and the mean of computed X2 is 3. 4936, since the mean computed value is lesser than x2 at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ sex is independent with the extent of awareness in terms of the features of the k+ 12 curriculum. TABLE 6:Relationship of respondent’s sex and extent of awareness in terms of the assessment of the curriculum Assessment Of The Curriculum X2 a. Focused on the learner’s acquisition of effective communication, information, media and technology, learning and innovations kills, and life and career skills. 0. 157 b. Has balanced assessment program. 5. 454 c. Promotion and retention of the students shall be by subject. 0. 530 d. Honor students shall be drawn from among those who performed at the ADVANCED LEVEL. 0. 293 e. The performance of students shall be described in the report card based on the following levels of proficiency: B, D, AP, P, A not their equivalent numerical values. 3. 345 MEAN 1. 9558 X2; df= 2 5. 991 The table shows the computed X2 in every assessment of the curriculum in terms of sex. The degrees of freedom is 2 and the mean of computed X2 is 1. 9558, since the mean computed value is lesser than x2 at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ sex is independent with the extent of awareness in terms of the assessment of the k+ 12 curriculum. TABLE 7:Relationship of respondent’s sex and extent of awareness in terms of the advantages/benefits of the k+12 curriculum to the students The table shows the computed X2 in every advantages to the students in terms of sex. The degrees of freedom is 2 and the mean of the computed X2 is 7. 0027, since the mean computed value is greater than the x2at 5%, there is enough evidence to reject the null hypothesis. Therefore, the respondents’ sex is not independent with the extent of awareness in terms of the advantages/benefits of the k+ 12 curriculum to the students. TABLE 8: Relationship of Respondent’s Educational Attainment and Extent of Awareness in Terms of the Features of the K+12 Curriculum Features of the curriculum X2 a. The number of years in the basic education is increased up to 13 years including Kindergarten. 27. 967 b. The students â€Å"will graduate twice† because they will earn two certificates: one for completion of the DepEd subjects at Grade 10 and the other for finishing the technical skills subjects integrated into the curriculum. 38. 701 c. New subjects taken by your student Agrarian Reform, Family Planning, NSTP, Philippine Constitution, Physical Educ. , Population Educ. , Rizal and Taxation. 26. 768 d. There are specializations in Science and Technology, Music and Arts, Agriculture and Fisheries, Sports, Business and Entrepreneurship. 17. 201 e. Opportunity to take courses like Internet and Computing Fundamentals, Technical Drawing, Home Management/ Housekeeping, Cooking/ Food Processing, Electrical Installation and Maintenance, Dress Making/Tailoring, Carpentry, Crop Production, Animal Production and Care giving. 26. 446 f. Mother tongue is used as a medium of instruction for Grades 1 to 3. 16. 845 g. Strong collaboration of CHED, TESDA and DOLE in training the Senior High School students. 24. 094 MEAN 25. 4317 X2; DF= 8 15. 507 The table shows the computed X2 in every features of the curriculum in terms of educational attainment. The degrees of freedom is 8 and the mean of computed X2 is 25. 4317, since the mean computed value is greater than x2 at 5%, there is enough evidence to reject the null hypothesis. Therefore, the respondents’ educational attainment is not independent with the extent of awareness in terms of the features of the k+ 12 curriculum. TABLE 9:Relationship Of Respondent’s Educational Attainment And Extent Of Awareness In Terms Of The Assessment Of The Curriculum Assessment Of The Curriculum X2 a. Focused on the learner’s acquisition of effective communication, information, media and technology, learning and innovations kills, and life and career skills. 28. 956 b. Has balanced assessment program. 28. 448 c. Promotion and retention of the students shall be by subject. 8. 995 d. Honor students shall be drawn from among those who performed at the ADVANCED LEVEL. 23. 507 e. The performance of students shall be described in the report card based on the following levels of proficiency: B, D, AP, P, A not their equivalent numerical values. 19. 981 MEAN 21. 9774 X2; df= 8 15. 507 The table shows the computed X2 in every assessment in the curriculum in terms of educational attainment. The degrees of freedom is 8 and the mean of computed X2 is 21. 9772, since the mean computed value is greater than x2 at 5%, there is enough evidence to reject the null hypothesis. Therefore, the respondents’ educational attainment is not independent with the extent of awareness in terms of the assessment of the k+ 12 curriculum. TABLE 10: Relationship Of Respondent’s Educational Attainment And Extent Of Awareness In Terms of the Advantages/Benefits Of The K+12 Curriculum To The Students Advantages/Benefits Of The K+12 Curriculum To The Students X2 a. More emotionally mature, socially aware and Pro-active. 18. 995 b. Acquire mastery of basic competencies. 25. 042 c. Be legally employable with potential for better earnings. 21. 290 d. Students will possess competencies and skills relevant to the job market 13. 974 e. Be globally competitive. 20. 517 f. Every graduate of the enhanced K+12 Basic Education program will be empowered to learn through the program that is rooted on sound educational principles and geared towards excellence and the foundations for learning throughout life. 49. 488 g. Students will be able to prepare their own business for their future. 40. 415 h. Senior High School students will be given an opportunity to do OJT (On the Job Training), internship or apprenticeship 23. 504 i. After graduating Senior High School, graduates will be able to work immediately, even before or without seeking college degree because students will have not only a high school diploma needed for further studies, but also 1 or more certificates needed for immediate employment. 24. 652 MEAN 26. 4308 X2; DF= 8 15. 507 The table shows the computed X2 in every advantages to the students in terms of educational attainment. The degrees of freedom is 8 and the mean of computed X2 is 26. 4308, since the mean computed value is greater than x2 at 5%, there is enough evidence to reject the null hypothesis. Therefore, the respondents’ educational attainment is not independent with the extent of awareness in terms of the advantages/benefits of the k+ 12 curriculum to the students. CHAPTER V SUMMARY, CONCLUSION AND RECOMMENDATION This chapter presents the summary of the entire study that serve as the basis for conclusions and recommendations. This includes the statement of the problem, findings, conclusions and some recommendations of the study. SUMMARY This research study seek to find the level of awareness of the k+12 curriculum among the parents of the grade 7 students in CNHS, SDSSU-H. S LAB. , MNHS-UA. The respondents of the study were the parents of the grade 7 students in CNHS, SDSSU-H. S LAB. , MNHS-UA. The researchers limit their respondents to 50% of the population from each school. The study made use of the survey method which was appropriate for the profiling and gathering of data. Moreover, the data were interpreted using the mean, simple percentage computation and the Pearson chi-squared test. Findings Based on the analysis of the gathered data, the different findings in this research study are summarized as follows: 1. The relationship of respondent’s age and extent of awareness in terms of the features ofthe k+12 curriculum, since the mean computed value which is 9. 3504 lesser than x2 at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ age is independent with the extent of awareness in terms of the features of the k+ 12 curriculum. 2. The relationship of respondent’s age and extent of awareness in terms of the assessment of the curriculum, since the mean computed value, 9. 7606, is lesser than x2 at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ age is independent with the extent of awareness in terms of the assessment of the k+ 12 curriculum. 3. The relationship of respondent’s age and extent of awareness in terms of the advantages/benefits of the k+12 curriculum to the students, since the mean computed value,8. 6699, is lesser than x2 at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ age is independent with the extent of awareness in terms of the advantages/ benefits of the k+ 12 curriculum to the students. 4. The relationship of respondent’s sex and extent of awareness in terms of the features of the k+12 curriculum, since the mean computed value,3. 4936, is lesser than x2 at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ sex is independent with the extent of awareness in terms of the features of the k+ 12 curriculum. 5. The relationship of respondent’s sex and extent of awareness in terms of the assessment of the curriculum, since the mean computed value,1. 9558, is lesser than x2at 5%, there is no enough evidence to reject the null hypothesis. Therefore, the respondents’ sex is independent with the extent of awareness in terms of the assessment of the k+ 12 curriculum. 6. The relationship of respondent’s sex and extent of awareness in terms of the advantages/benefits of the k+12 curriculum to the students, since the mean computed value,7. 0027, is greater than the x2at 5%, there is enough evidence to reject the null hypothesis. Therefore, the respondents’ sex is not independent with the extent of awareness in terms of the advantages/benefits of the k+ 12 curriculum to the students. 7. The relationship of respondent’s educational attainment and extent of awareness in terms of the features of the k+12 curriculum, since the mean computed value,25. 4317, is greater than x2 at 5%, there is enough evidence to reject the null hypothesis. Therefore, the respondents’ educational attainment is not independent with the extent of awareness in terms of the features of the k+ 12 curriculum. 8. The relationship of respondent’s educational attainment and extent of awareness in terms of the assessment of the curriculum, since the mean computed value,21. 9774, is greater than x2 at 5%, there is enough evidence to reject the null hypothesis. Therefore, the respondents’ educational attainment is not independent with the extent of awareness in terms of the assessment of the k+ 12 curriculum. 9. The relationship of respondent’s educational attainment and extent of aware

Role of Indian Banks in the Growth of the Indian Economy

{draw:g} {draw:custom-shape} SSUB INTRODUCTION: In the current global order, where the world has become a big village, consumers take a global look at the products and services in terms of price, quality, delivery and after-sale services. This trend has sown the seeds of competition in every sector of economy and banking sector is no exception to this event. Banking, the world over, has been changing at a spectacular pace. This change is due to multifarious factors like the need to be efficient in functions, thirst for becoming finance superpowers than mere banks, growing importance of private banking, the rise in high net worth individuals, etc. the decade of 90s has witnessed a sea change in the way banking is done in India. Technology has made tremendous impact in banking. â€Å"ANYWHERE BANKING† and â€Å"ANYTIME BANKING† have become a reality. Growing integration of economies and the markets around the world have made global banking a reality too. The surge in globalization of finance has also gained momentum with the technology advancements, which have effectively become overcome the national borders in the financial services business. India, as we know, is one of the 104 signatories of Financial Services Agreement (FSA) of 1997. This gives Indian banks an opportunity to expand on a quid pro quo basis. BANKING IN INDIA: Banking in India originated in the last decades of the 18th century. The oldest bank in existence in India is the State Bank of India, a government-owned bank that traces its origins back to June 1806 and that is the largest commercial bank in the country. Central banking is the responsibility of the Reserve Bank of India, which in 1935 formally took over these responsibilities from the then Imperial Bank of India, relegating it to commercial banking functions. After India's independence in 1947, the Reserve Bank was nationalized and given broader powers. In 1969 the government nationalized the 14 largest commercial banks; the government nationalized the six next largest in 1980. Currently, India has 96 scheduled commercial banks (SCBs) – 27 public sector banks (that is with the Government of India holding a stake), 31 private banks (these do not have government stake; they may be publicly listed and traded on stock exchanges) and 38 foreign banks. They have a combined network of over 53,000 branches and 17,000 ATMs. STRUCTURE OF BANKING SYSTEM IN INDIA: The following figure represents the structure of Indian Banking System. {draw:frame} ROLE OF BANKING SECTOR IN THE GROWTH OF INDIAN ECONOMY: Money lending in one form or the other has evolved along with the history of the mankind. Even in the ancient times there are references to the moneylenders. Indian history is also replete with the instances referring to indigenous money lenders involved in the business of money lending by mortgaging the landed property of the borrowers. Towards the beginning of the 20th century, with the onset of modern industry in the country, the need for government regulated banking system was felt. Reserve Bank of India was set up to regulate the formal banking sector in the country. But the growth of modern banking remained slow mainly due to lack of surplus capital in the Indian economic system at that point of time. Modern banking institutions came up only in big cities and industrial centers. The rural areas, representing vast majority of Indian society, remained dependent on the indigenous money lenders for their credit needs. Independence of the country heralded a new era in the growth of modern banking. In 1969, Indian government took a historic decision to nationalize 14 biggest private commercial banks. A few more were nationalized after a couple of years. This resulted in transferring the ownership of these banks to the State and the Reserve Bank of India could then issue directions to these banks to fund the national programs, the rural sector, the plan priorities and the priority sector at differential rate of interest. However, after almost two decades of bank nationalization some new issues became contextual. The service standards of the public sector banks began to decline. Their profitability came down and the efficiency of the staff became suspect. Non-performing assets of these banks began to rise. The wheel of time had turned a full circle by early nineties and the government after the introduction of structural and economic reforms in the financial sector, allowed the setting up of new banks in the private sector. The new generation private banks have now established themselves in the system and have set new standards of service and efficiency. These banks have also given tough but healthy competition to the public sector banks. MODERN DAY ROLE: Banking system and the Financial Institutions play very significant role in the economy. First and foremost is in the form of catering to the need of credit for all the sections of society. The modern economies in the world have developed primarily by making best use of the credit availability in their systems. An efficient banking system must cater to the needs of high end investors by making available high amounts of capital for big projects in the industrial, infrastructure and service sectors. At the same time, the medium and small ventures must also have credit available to them for new investment and expansion of the existing units. Rural sector in a country like India can grow only if cheaper credit is available to the farmers for their short and medium term needs. Credit availability for infrastructure sector is also extremely important. The success of any financial system can be fathomed by finding out the availability of reliable and adequate credit for infrastructure projects. Fortunately, during the past about one decade there has been increased participation of the private sector in infrastructure projects. The banks and the financial institutions also cater to another important need of the society i. . mopping up small savings at reasonable rates with several options. The common man has the option to park his savings under a few alternatives, including the small savings schemes introduced by the government from time to time and in bank deposits in the form of savings accounts, recurring deposits and time deposits. Another option is to invest in the stocks or mutual funds. In addition to the above traditi onal role, the banks and the financial institutions also perform certain new-age functions which could not be thought of a couple of decades ago. The facility of internet banking enables a consumer to access and operate his bank account without actually visiting the bank premises. The facility of ATMs and the credit/debit cards has revolutionized the choices available with the customers. The banks also serve as alternative gateways for making payments on account of income tax and online payment of various bills like the telephone, electricity and tax. The bank customers can also invest their funds in various stocks or mutual funds straight from their bank accounts. In the modern day economy, where people have no time to ake these payments by standing in queue, the service provided by the banks is commendable. While the commercial banks cater to the banking needs of the people in the cities and towns, there is another category of banks that looks after the credit and banking needs of the people living in the rural areas, particularly the farmers. Regional Rural Banks (RRBs) have been sponsored by many commercial banks in severa l States. These banks, along with the cooperative banks, take care of the farmer-specific needs of credit and other banking facilities. FUTURE: Till a few years ago, the government largely patronized the small savings schemes in which not only the interest rates were higher, but the income tax rebates and incentives were also in plenty. The bank deposits, on the other hand, did not entail such benefits. As a result, the small savings were the first choice of the investors. But for the last few years the trend has been reversed. The small savings, the bank deposits and the mutual funds have been brought at par for the purpose of incentives under the income tax. Moreover, the interest rates in the small savings schemes are no longer higher than those offered by the banks. Banks today are free to determine their interest rates within the given limits prescribed by the RBI. It is now easier for the banks to open new branches. But the banking sector reforms are still not complete. A lot more is required to be done to revamp the public sector banks. Mergers and amalgamation is the next measure on the agenda of the government. The government is also preparing to disinvest some of its equity from the PSU banks. The option of allowing foreign direct investment beyond 50 per cent in the Indian banking sector has also been under consideration. Banks and financial institutions have played major role in the economic development of the country and most of the credit- related schemes of the government to uplift the poor and the under-privileged sections have been implemented through the banking sector. CONCLUSION: The Indian banking system is financially stable and resilient to the shocks that may arise due to higher non-performing assets (NPAs) and the global economic crisis, according to RBI. Following the financial crisis, new deposits have gravitated towards public sector banks. According to RBI's ‘Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks: September 2009', nationalized banks, as a group, accounted for 50. 5 per cent of the aggregate deposits, while State Bank of India (SBI) and its associates accounted for 23. 8 per cent. The share of other scheduled commercial banks, foreign banks and regional rural banks in aggregate deposits were 17. 8 per cent, 5. 6 per cent and 3. 0 per cent, respectively. With respect to gross bank credit also, nationalized banks hold the highest share of 50. per cent in the total bank credit, with SBI and its associates at 23. 7 per cent and other scheduled commercial banks at 17. 8 per cent. Foreign banks and regional rural banks had a share of 5. 5 per cent and 2. 5 per cent respectively in the total bank credit. NRI fund inflows increased since April 2009 and touched US$ 45. 5 billion on July 2009, as per the RBI's February bulletin. Most of this has come through Foreign Currency Non-resident (FCNR) accounts and Non-resident External Rupee Accounts. India's foreign exchange reserves rose to US$ 284. 6 billion as on January 8, 2010, according to the RBI's February bulletin. The State Bank of India (SBI) has posted a net profit of US$ 1. 56 billion for the nine months ended December 2009, up 14. 43 per cent from US$ 175. 4 million posted in the nine months ended December 2008. Amongst the private banks, Axis Bank's net profit surged by 32 per cent to US$ 115. 4 million on 21. 2 per cent rise in total income to US$ 852. 16 million in the second quarter of 2009-10, over the corresponding period last year. HDFC Bank has posted a 32 per cent rise in its net profit at US$ 175. million for the quarter ended December 31, 2009 over the figure of US$ 128. 05 million for the same quarter in the previous year. Government Initiatives: In its platinum jubilee year, the RBI, the central bank of the country, in a notification issued on June 25, 2009, said that banks should link more bran ches to the National Electronic Clearing Service (NECS). In the Third Quarter Review of Monetary Policy for 2009-10, the RBI observed that the Indian economy showed a degree of resilience as it recorded a better-than-expected growth of 7. 9 per cent during the second quarter of 2009-10. In its Third Quarter Review of Monetary Policy for 2009-10, the RBI hiked the Cash Reserve Ratio (CRR) by 75 basis points (bps) to 5. 75 per cent, while keeping repo and reverse repo rates unchanged. According to the RBI, the stance of monetary policy for the remaining period of 2009-10 will be to: Anchor inflation expectations and keep a vigil on inflation trends and respond swiftly through policy adjustments, Actively manage liquidity to ensure credit demands of productive sectors are met adequately, Maintain an interest rate environment consistent with financial stability and price stability. Exchange rate used: 1 USD = 46. 29 INR (as on January 2010) 1 USD = 46. 66 INR (as on December 2009) Thus it can be concluded by saying that the role of the banks has been important, but it is going to be even more important in the future.

President Barack Obama and Gun Rights

In the run-up to the 2008 presidential election, many gun owners worried about the consequences of victory for Democrat candidate Barack Obama. Given Obama’s record as an Illinois state senator, where he stated his support for an all-out ban on handguns, among other gun control stances, pro-gun advocates were concerned that gun rights might suffer under an Obama presidential administration.   National Rifle Association Executive Director Wayne LaPierre  said prior to the 2008 election that â€Å"never in NRAs history have we faced a presidential candidate — and hundreds of candidates running for other offices — with such a deep-rooted hatred of firearm freedoms.†Ã‚   After Obama’s election, gun sales reached a record pace as gun owners snatched up guns, particularly those that had been branded assault weapons under the defunct 1994 assault weapons ban, out of an apparent fear that Obama would crack down on gun ownership. The Obama presidency, however, had limited impact gun rights. Obama’s Gun Record as State Lawmaker When Obama was running for the Illinois state senate in 1996, the Independent Voters of Illinois, a Chicago-based non-profit, issued a questionnaire asking if candidates supported legislation to â€Å"ban the manufacture, sale, and possession of handguns,† to â€Å"ban assault weapons† and to instate â€Å"mandatory waiting periods and background checks† for gun purchases. Obama answered yes on all three accounts. When that survey came to light during his run for the White House in 2008, Obama’s campaign said that a staffer had filled out the survey and that some of the answers did not represent Obama’s views, â€Å"then or now.† Obama also cosponsored legislation to limit handgun purchases to one per month. He also voted against letting people violate local weapons bans in cases of self-defense and stated his support for the District of Columbia’s handgun ban that was overturned by the U.S. Supreme Court in 2008. He also called it a â€Å"scandal† that President George W. Bush did not authorize a renewal of the Assault Weapons Ban. During the 2008 campaign, Obama said that he had â€Å"no intention of taking away folks’ guns,† but added that he would support â€Å"reasonable, thoughtful gun control measures† that respected the Second Amendment while also â€Å"cracking down on the various loopholes that exist.† He expressed his intent, as president, to make sure law enforcement was given access to information that would allow them to trace guns used in crimes back to â€Å"unscrupulous gun dealers.† Obama and Assault Weapons Just weeks after Obama’s inauguration in January 2009, attorney general Eric Holder announced at a press conference that the Obama administration would be seeking a renewal of the expired ban on assault weapons. â€Å"As President Obama indicated during the campaign, there are just a few gun-related changes that we would like to make, and among them would be to reinstitute the ban on the sale of assault weapons,† Holder said. To gun owners wary of increased pressure on gun rights, the announcement seemed to serve as validation of their pre-election fears. But the Obama administration dismissed Holder’s statements. When asked about a renewal of the assault weapon ban, White House Press Secretary Robert Gibbs said: â€Å"the president believes there are other strategies we can take to enforce the laws that are already on the books.† U.S. Rep. Carolyn McCarthy, D-New York, introduced legislation to renew the ban. However, the legislation did not receive an endorsement from Obama.   Ã¢â‚¬ËœCommon Sense’ Gun Control   In the aftermath of a mass shooting in Tucson, Ariz., that wounded U.S. Rep. Gabrielle Giffords, Obama renewed his push for â€Å"common sense† measures to tighten gun regulations and close the so-called gun show loophole.   While not specifically calling for new gun control measures, Obama recommended strengthening the National Instant Background Check system in place for gun purchases and rewarding states supplying the best data that would keep guns out of the hands of those the system is meant to weed out. Later, Obama directed the Department of Justice to begin talks about gun control, involving â€Å"all stakeholders† in the issue. The National Rifle Association declined an invitation to join the talks, with LaPierre saying there is little use in sitting down with people who have â€Å"dedicated their lives† to reducing gun rights. As the summer of 2011 ended, however, those talks had not led to recommendations by the Obama administration for new or tougher gun laws. Strengthened Gun Reporting on the Border One of the Obama administration’s few actions on the subject of guns has been to strengthen a 1975 law that requires gun dealers to report the sale of multiple handguns to the same buyer. The heightened regulation, which took effect in August 2011, requires gun dealers in the border states of California, Arizona, New Mexico and Texas to report the sale of multiple assault-style rifles, such as AK-47s and AR-15s.   The NRA filed a lawsuit in federal court seeking to block the new regulation from taking effect, calling it a move by the administration to â€Å"pursue their gun control agenda.† Summary of Gun Rights During Obama’s First Term The story through much of his first term in office was a neutral one. Congress did not take up serious consideration of new gun control laws, nor did Obama ask them to. When Republicans regained control of the House of Representatives in the 2010 midterm, chances of far-reaching gun control laws being enacted were essentially squashed. Instead, Obama urged local, state, and federal authorities to stringently enforce existing gun control laws. In fact, the only two major gun-related laws enacted during the Obama administration’s first term actually expand the rights of gun owners. The first of these laws, which took effect in February 2012, allows people to openly carry legally owned guns in national parks. The law replaced a Ronald Reagan era policy that required guns to remain locked in glove compartments or trunks of private vehicles that enter national parks. In addressing this law, Obama surprised his pro-gun right critics when he wrote, â€Å"In this country, we have a strong tradition of gun ownership thats handed from generation to generation. Hunting and shooting are part of our national heritage. And, in fact, my administration has not curtailed the rights of gun owners - it has expanded them, including allowing people to carry their guns in national parks and wildlife refuges.† The other law allows Amtrak passengers to carry guns in checked baggage; a reversal of a measure put in place by President George W. Bush in response to the terrorist attacks of Sept. 11, 2001. Obama’s two nominations to the U.S. Supreme Court, Sonia Sotomayor, and Elena Kagan were considered likely to rule against gun owners on issues involving the Second Amendment. However, the appointees did not shift the balance of power on the court. The new justices replaced David H. Souter and John Paul Stevens, two justices who had consistently voted against an expansion of gun rights, including the monumental Heller decision in 2008 and McDonald decision in 2010. Earlier in his first term, Obama had expressed his express support for the Second Amendment. â€Å"If you’ve got a rifle, you’ve got a shotgun, you’ve got a gun in your house, I’m not taking it away. Alright?† he said. Gun Rights During Obama’s Second Term On January 16, 2013 — just two months after 26 people were killed in a mass shooting at Sandy Hook elementary school in Newtown, Connecticut — President Obama kicked off his second term by promising an â€Å"overhaul† of gun laws to end what he called the nation’s â€Å"epidemic† of gun violence However, the legislation to overhaul gun control failed on April 17, 2013, when the Republican-controlled Senate rejected a measure banning assault-style weapons and expanding gun-buyer background checks. In January 2016, President Obama began his final year in office by going around the gridlocked Congress by issuing a set of executive orders intended to reduce gun violence. According to a White House Fact Sheet, the measures aimed to improve background checks on gun buyers, increase community safety, provide additional federal funding for mental health treatment, and advance the development of â€Å"smart gun† technology. Obama’s Gun Rights Legacy During his eight years in office, President Barack Obama had to deal with more mass shootings than any of his predecessors, speaking to the nation on the subject of gun violence at least 14 times. In each address, Obama offered sympathy for the loved ones of the deceased victims and repeated his frustration with the Republican-controlled Congress to pass stronger gun control legislation. After each address, gun sales soared. In the end, however, Obama made little progress in advancing his â€Å"common-sense gun laws† at the federal government level — a fact he would later call one of the biggest regrets of his time as president. In 2015, Obama told the BBC that his inability to pass gun laws had been â€Å"the one area where I feel that Ive been most frustrated and most stymied. Updated by Robert Longley